Quick answerBet on which of two hands will be closer to nine. Bet on banker, player or tie. Two cards are dealt to each hand.
Easy
Five steps
Bet on banker, player or tie.
Two cards are dealt to each hand.
Tens and pictures count zero; only the last digit of the total counts.
A third card is drawn by fixed rules; you decide nothing.
The hand closer to nine wins.
What it pays
Bet
Pays
House edge
Banker
0.95 to 1 after 5% commission
1.06%
Player
1 to 1
1.24%
Tie
8 to 1
Over 14%
A sample round
You bet £1 on banker. Player is dealt a five and a king: five. Banker is dealt a three and a four: seven. Player draws a third card, a two, for seven. Banker stands on seven. It is a tie, so your banker bet is returned.
A good first bet
Bet banker at a flat stake. It wins slightly more often and pays 0.95 to 1 after commission.
The mistake to avoid
The tie bet, which pays 8 to 1 and carries a house edge above 14%.
What it costs
Banker costs about £1.06 per £100 staked; player about £1.24.
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Frequently asked questions
How do you play baccarat?
Bet on which of two hands will be closer to nine.
Is baccarat good for beginners?
Yes; the rules are simple.
What is the house edge on baccarat?
1.06% on banker.
Can I try it free?
Many games have a demo mode after age verification.
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